Although it might be hard to believe, you are not alone if you are considering filing for bankruptcy. Some statistics show that with the exception of family law, more people will end up in bankruptcy courts than any other legal process. Your journey might be a lot smoother with a bankruptcy attorney in Pittsburgh.
An attorney can help you through the process to ensure you get all the benefits of the law. If you are not sure about how to choose the right legal representation, here are three must-haves to consider.
1. Look for an Experienced Bankruptcy Attorney
While you want an attorney who is experienced with bankruptcy proceedings, keep in mind that years of practice is not always the best indicator. During the initial consultation, ask how many and what types of cases they have handled.
One that has handled a large number of Chapter 7 cases might not be the right fit if they have not had many Chapter 13s. However, the attorney who only handles Chapter 13 cases could be a red flag. Look for a balance so you do not feel like the attorney is pushing you to file a Chapter 13, which allows them to make the most profit, when a Chapter 7 is better for your situation.
2. Look for Competency Level in Handling Bankruptcy Cases
You might meet with an attorney who has 20 years’ experience with bankruptcy laws in Pittsburgh with very little success. At the same time, you could find a smart, hard-working attorney who recently graduated from law school and was mentored by a bankruptcy attorney.
Whenever possible, get referrals from former clients so you can ask about their experiences working with the attorney.
3. Expect Reasonable Fees for the Best Representation
Find out how much the bankruptcy attorney in Pittsburgh charges for a Chapter 13 or Chapter 7 case. Just know that cheaper is not always better. Cutting corners does not guarantee the best legal defense. Likewise, a high fee does not mean you will get better representation.
Experience and competency goes a long way in the court of law. However, you also want to feel comfortable with the person who is helping you through a difficult financial time.